Take-home pay calculator
Gross to net for any pay period: PAYE, ACC, student loan and KiwiSaver, using official rates.
Free · No sign-up · Made for New Zealand
Calculators, date tools, printables and text cleaners that are quick, sourced and private. Whatever you type stays in your browser.
20 of 20 tools ready, more on the way
Try a shorter word, like “tax”, “date” or “list”.
Tax, GST, KiwiSaver and money maths with rates taken from official New Zealand sources.
Gross to net for any pay period: PAYE, ACC, student loan and KiwiSaver, using official rates.
Your contributions, your employer's and the government's, plus an illustrative projection.
Add or remove 15% GST, with line items and exact cents.
Split rent and shared bills by room, income or days present, to the cent.
Length, area, mass, volume, temperature, speed and fuel economy.
Count days, work out ages and deadlines, and compare time zones without the mental arithmetic.
Count days, weeks and months between two dates, with or without the end date.
Exact age in years, months and days, plus the next birthday.
Find the date any number of days, weeks, months or years away.
Business days between dates, with NZ public holidays and anniversary days.
Compare New Zealand time with anywhere, daylight saving included.
Count down to a date and time in any zone.
Clean, ink-friendly calendars, planners and checklists. Set them up on screen, print at actual size.
Any month or year, week starting Monday or Sunday, NZ holidays marked.
Weekly planners and hourly timetables, blank or labelled.
Turn a list into a neat checklist with tick boxes.
Tidy pasted lists and messy text in one step, then count what is left.
Trim, dedupe, sort and reshape lines of text in one pass.
Words, characters, sentences and reading time as you type.
Keep the first or last copy of each line, in the original order.
Strip empty and whitespace-only lines from pasted text.
A to Z, Z to A, numeric or by length, with proper accent handling.
Wrap each line in quotes, commas, bullets or any prefix and suffix.
Everything is worked out in your browser. There are no accounts, no tracking scripts and nothing to sign up for, so what you type about your pay or your flat stays with you.
Tax rates and public holidays come only from government pages. The pay tools use the 2026-27 tax year, and every money page links to its source with the date it was checked.
Each tool page walks through the method, a worked example made by the same code, and the mistakes people commonly make. No frameworks or third-party scripts, so pages open fast on a slow connection.
Short explainers behind the calculators, with worked examples. A tool only goes live once its figures are checked against an official source, and guides follow the same rule, so this section is still filling up. Start with the guides page, or read how the site works. Everyday Tools is run by an independent publisher in New Zealand.